When do I need to take up the insurance?

The insurance needs to be concluded before the first date of travel. 

In case you have selected the clause “Cancellation, interruption of extension of the voyage,” it may be included in the insurance contract not later than 5 (five) working days after the day of the respective full or partial payment of the tourist trip contract, purchase of a flight ticket or another transport ticket, or the payment of hotel stay, as long as there are no less than 48 (forty-eight) hours left until the first day of the journey. The due premium amount should be paid before this final payment day.